Oversight of retail payments


Danmarks Nationalbank oversees the Sumclearing, the Intradagclearing and the ExpressStraksclearing, which are the financial sector's systems for clearing and settlement of retail payments in Danish kroner. Oversight of these systems is based on international principles for safe and efficient financial market infrastructures.

Oversight of the Sumclearing, the Intradagclearing and the Strakslearing is based on the international standards for safe and efficient financial market infrastructures, Principles for Financial Market Infrastructures, and takes place in accordance with Danmarks Nationalbank's Policy for Oversight of the Danish Financial Infrastructure.

Assessment reports

An important element of Danmarks Nationalbank's oversight of the Sumclearing, the Intradagclearing and the Straksclearing is to assess whether the systems comply with international principles for safe and efficient financial market infrastructures. The most recent assessment of  whether the systems observe international principles for safe and efficient financial market infrastructures was published in May 2018.

Oversight reporting

The activities in relation to current oversight of the Sumclearing, the Intradagclearing and the Straksclearing are described in the annual oversight report, Oversight of the Financial Infrastructure.

The Sumclearing, the Intradagclearing and the Straksclearing

The Sumclearing, the Intradagclearing and the Straksclearing are the Danish systems for settlement and clearing of retail payments in Danish kroner. The systems are owned by the Finance Denmark and operated by Nets.