Danmarks Nationalbank regularly responds to consultations, for example when new bills are submitted for consultation. Consultation responses provide insight into Danmarks Nationalbank’s views on specific proposals within topics that fall within Danmarks Nationalbank’s purpose.

Consultation on amendment of the Supervisory Diamond for banks

The Danish Financial Supervisory Authority has submitted a change in the liquidity benchmark in the Supervisory Diamond for consultation. Danmarks Nationalbank agrees that sound liquidity management in the individual banks is key to ensuring a robust financial system and that the supervisory authorities must have the necessary powers and supervisory tools to follow up and respond to insufficient liquidity management in a bank. But it is important to emphasise that the point of departure must still be that the banks themselves are responsible for managing their liquidity risks. Danmarks Nationalbank notes that the Supervisory Diamond, including the liquidity benchmark, is a supervisory tool which is used as part of the overall supervisory assessment of the risks and risk management of the individual bank.