PhD Thesis: Essays on Debt and Pensions

Authors Andersen, Henrik Yde
Subject household balance sheets; Housing finance; Public finances and fiscal policy
Type PhD Theses
Year 2018
Published 21 June 2018
The dissertation constitutes three empirical studies on how household savings behaviour is affected by pension and mortgage systems. Specifically, the thesis investigates the effects of tax incentives for saving in retirement accounts, housing wealth effects on home equity extraction, and early withdrawals from pension schemes.