DN Web

I dag har vi regler for krisehåndtering i Danmark og resten af EU, som sikrer, at kriseramte kreditinstitutter kan håndteres uden brug af statsmidler. En nylig revision af reglerne medfører en større sandsynlighed for, at simple kreditorer vil skulle bidrage til håndteringen af et kriseramt kreditinstitut. Det er vigtigt, at de simple kreditorer er opmærksomme på risikoen og tager højde for den i deres risikostyring.

Today, we have crisis management rules in Denmark and the rest of the EU which ensure crisis management of failing credit institutions without the use of government funds. A recent revision of the rules makes it more likely that senior unsecured creditors will have to contribute to the crisis management of a failing credit institution. It is important that senior unsecured creditors are aware of the risk and take it into account in their risk management.

The total return on Danish pension savings ended at kr. 251 billion for 2020 – equivalent to an annual return of approximatively 6.1 per cent. The positive return was not given in the spring, when the corona crisis led to large declines in the financial markets and thus also in the return on Danish pension savings. In March, when it looked the worst, the Danes expected a total loss on their pension savings of kr. 255 billion.

Det samlede afkast på danskernes pensionsformue endte på 251 mia. kr. for 2020 – svarende til et årsafkast på ca. 6,1 pct. Det positive pensionsafkast var ellers ikke givet i foråret, hvor coronakrisen medførte store fald på de finansielle markeder og dermed også i afkastet på danskernes pensionsformuer. Da det så værst ud i marts, stod danskerne til et samlet tab på deres pensionsopsparing på hele 255 mia. kr.

We are looking for a new team member to a small and highly qualified team in the Reproduction Research Centre (RRC) hosted by Danmarks Nationalbank. The RRC is an independent international innovation and research centre with 14 central bank members.