Engelsk

Danmarks Nationalbank, the central bank of Denmark, has established in 2017 an independent research unit with the aim of conducting research in macroeconomics, finance and banking, monetary and international economics and macroeconometrics, and developing economic models and tools to support Danmarks Nationalbank's policy decisions.

In Danmarks Nationalbank's lending survey for 3rd quarter 2018, banks report that credit standards are unchanged for corporate customers. At the same time, prices are decreasing due to the level of competition.

​In September 2018, the foreign-exchange reserve decreased by kr. 29 million to kr. 467.9 billion.

The Danish Payments Council has surveyed the social costs of payments in Denmark. The social costs of payments between households and businesses have almost halved in seven years. No methods of payment have become more expensive, neither in physical nor in non-physical trade , and Danish households have access to several methods of payment with low social costs. The aggregate social costs for all types of payment were kr. 15.6 billion in 2016.

Households deselected to invest directly in Danish bonds during the past decade. In August 2018 investments in bonds amounted to kr. 35 billion corresponding to 4 per cent of the total stock of securities.