Danmarks Nationalbank collects personal data on the Danish population to support the performance of Danmarks Nationalbank's tasks, see section 1 of the National Bank of Denmark Act (Lov om Danmarks Nationalbank).
For this purpose, we collect the following types of personal data:
- Pension data: data about savings, contributions and pension firm, as well as identification data, including name, address and CPR number.
- Credit data: data about the borrower, including debtor ID, income, default, credit risk measure; information about the loan, including principal amount, rate of interest, redemption profile, loan type, arrears, impairment/write-off; information about collateral for loans, including collateral type, value, where it is deposited; and identification data, including name, address and CPR number.
Such data collection takes place in accordance with section 14a of the Danmarks Nationalbank Act and is necessary for the exercise of our official authority and performance of a task carried out in the public interest (Article 6(1)(e) of the GDPR).
The data is processed for as long as necessary for the performance of Danmarks Nationalbank's tasks, see section 1 of the National Bank of Denmark Act.
The pension data listed under 1 above is collected by our processor, the Danish Tax Agency, after which it is passed on to Statistics Denmark. Danmarks Nationalbank subsequently gains access to the data via Statistics Denmark's ministry scheme, which is described in more detail below.
Credit data listed under 2 above is registered and stored in a credit register. As a security measure, we pseudonymise the data after collection. This means that those of our employees who access the credit data for performance of Danmarks Nationalbank's tasks cannot see your name, address and and civil registration (CPR) number.
We pass on identification data and data about debt type and creditor institution to Statistics Denmark. Danmarks Nationalbank subsequently gains access to the data via Statistics Denmark's ministry scheme, which is described in more detail below.
In accordance with section 20(2) of the National Bank of Denmark Act, and subject to the conditions set out in section 20(2) and (3), we may also disclose confidential data to:
- The Royal Bank Commissioner
- Financial Stability
- The Danish Financial Supervisory Authority
- Committees and groups etc. set up by the Minister for Industry, Business and Financial Affairs
- The European System of Central Banks and central banks located in EEA countries
- The European Systemic Risk Board
- Statistics Denmark
- The Bank for International Settlements
- The International Monetary Fund
The disclosed data will generally consist of aggregated data. The data will, moreover, be disclosed in accordance with the applicable personal data protection rules.
We collect the data from your pension company, bank or mortgage credit institution or from other companies registered in the Central Business Register.
Land Registry data
Danmarks Nationalbank collects publicly available Land Registry data, including names and addresses and property data, title data and encumbrance data. Data can be processed for the purpose of performing out tasks under section 1 of the Danmarks Nationalbank Act.
Processing of this data is necessary for the exercise of our official authority and performance of a task carried out in the public interest (Article 6(1)(e) of the GDPR).
The data is processed for as long as required for the compilation of analyses etc.
We collect the data from the Land Registry.
Ministry scheme at Statistics Denmark
Danmarks Nationalbank has access to Statistics Denmark's ministry scheme, via which we can access data about firms and persons. Your name and CPR number will not appear from this data, and access takes place in accordance with Statistics Denmark's guidelines for use of data.
The data is included in Danmarks Nationalbank's financial statistics and analyses for internal and external use and can relate to e.g. analyses of household debt.