The Danish Payments Council has surveyed the social costs of payments in Denmark for the most common methods of payment used by citizens and businesses.
This means that the survey covers the vast majority of the payments made by households and retailers and businesses, including both amortisation of loans, rent payments, and daily purchases.
Payments in the survey
The survey is an updated version of the analysis "Costs of payments in Denmark" published by Danmarks Nationalbank in 2011. In addition to that, the survey is extended with business-to-business (B2B) payments and person-to-person (P2P) transfers.
New series of analyses
The results of the survey are presented in a series of analyses from the Danish Payments Council: Costs of payments in Denmark. Analyses and further information are gathered on this web page.
This analysis presents the marginal social costs for domestic consumer-to-business,
C2B, payments. The analysis covers cash payments and payment cards.
This analysis presents the social costs of domestic business-to-business payments in Denmark. The analysis includes the most common methods of payments between firms which are credit transfers, card payments, and direct debits.
This analysis presents for the first time the social costs of domestic per-son-to-person transfers in Denmark. The analysis includes the most com-mon methods of person-to-person transfers: mobile payments, cash payments and credit transfers.
The analysis presents the aggregate costs of payments in Denmark. I.e., consumer-to-business payments, business-to-business payments, and person-to-person transfers. In addition, the analysis gives insight into the development in the payments market during the last decade.
This analysis presents the socials costs of domestic consumer-to-business payments in Denmark. In the analysis, cash, payment cards, and the most common payment methods for paying bills are examined.
The paper describes the central concepts in the analyses as well as how the Danish Payments Council has collected data for the survey.
Tables annex for the Danish Payments Council's survey of the costs of payments in Denmark
The tables annex gathers the central results from the survey. The same results can be found in the individual analyses. The annex is updated as new analyses are published.