Statistical news focuses on the latest figures and trends in Danmarks Nationalbank’s statistics. Statistical news is targeted at people who want quick insight into current financial data.
Continued increase in Danes’ bank deposits in 2025
Danes increased their bank deposits by kr. 67 billion, corresponding to 5.6 per cent, in 2025. This brought their total deposits to a record-high kr. 1,262 billion at the end of the year. This equals kr. 258,000 per adult Dane. However, deposits vary widely across private customers, and the typical Dane holds a significantly lower deposit than the average, while a smaller share holds a substantially larger deposit than the average.
Danes’ deposits reached new heights in 2025
Note:
The term “Danes” here refers to private customers (sector 1430: Employees, pensioners, etc.) residing in Denmark. Deposits are measured at end‑period, all currencies.
The increase in Danes’ total deposits in 2025 is driven by ordinary sight deposits, which have risen by kr. 74 billion. Ordinary sight deposits are deposits that are freely accessible and can, for example, be used immediately for payments. In contrast, Danes’ deposits in fixed‑term accounts have overall decreased by just over kr. 7 billion. However, this reduction covers differences depending on whether the fixed‑term deposits are invested or not. Fixed‑term deposits that are invested through pooled investment schemes have increased by kr. 6.3 billion as a result of positive returns on the underlying investments. Conversely, Danes have reduced their fixed‑term deposits that are not invested by kr. 13.6 billion. Fixed‑term deposits account for 29 per cent of Danes’ total deposits.