Statistical news focuses on the latest figures and trends in Danmarks Nationalbank’s statistics. Statistical news is targeted at people who want quick insight into current financial data.

Lending survey
Statistics period: 1st quarter 2025

Subdued demand for bank loans from business customers

The vast majority of the 15 banks participating in Danmarks Nationalbank's lending survey reported unchanged loan demand from their business customers in the first quarter of 2025. Several of the banks assessed that this is partly due to low investment appetite as a result of geopolitical uncertainty. The uncertainty also has an impact on the banks' write-downs. Several of the larger banks, which proportionally have a greater exposure to global trade, state that they have already made write-downs based on management estimates. The banks' responses to the lending survey for the first quarter were received before the new tariff plan from the USA was presented.



Change in loan demand from business customers

Note:

The net total is calculated based on the financial institutions' responses to loan demand. The responses are based on a scale of 5 steps from -100 to 100. -100 means "decreased significantly”, -50 is "decreased slightly”, 0 is "unchanged”, 50 is "increased slightly”, and 100 is "increased significantly”. The institutions' responses are weighted by their respective market shares, resulting in a net total for the response. Business customers in the loan survey cover 'private non-financial companies' and 'individually owned businesses.' Find chart data in Statbank.