Statistical news focuses on the latest figures and trends in Danmarks Nationalbank’s statistics. Statistical news is targeted at people who want quick insight into current financial data.
Loan demand increased in 2025
Private customers’ demand for loans increased throughout 2025 and is expected to continue rising. This is shown by new figures from Danmarks Nationalbank’s lending survey. The credit institutions included in the survey attribute the increased demand partly to high activity in the housing market. Several institutions also report greater interest in financing ‘buy-before-selling’ transactions. Looking at corporate customers, their loan demand has likewise risen for most of 2025 despite increased geopolitical uncertainty, and in the final quarter of the year, one-third of the surveyed institutions stated that they continued to experience growing demand. Focusing on small and medium-sized enterprises (SME), loan demand from especially new SME customers was stronger in 2025 than in 2024, and 7 out of the 18 surveyed institutions expect demand to increase in the first quarter of 2026.
Change in loan demand
Note:
The net total is calculated based on the financial institutions’ responses regarding loan demand from existing customers, broken down into private customers (employees, pensioners, etc.) and corporate customers (private non-financial corporations, sole proprietors and unincorporated partnerships). The responses are based on a 5-point scale ranging from -100 to 100: -100 means ‘decreased significantly’, -50 is ‘decreased slightly’, 0 is ‘unchanged’, 50 is ‘increased slightly’, and 100 is ‘increased significantly’. The institutions’ responses are weighted by their respective market shares, resulting in a net figure. Find the chart data in the Statbank here and here.