17 May 2017
Dankort's performance is stable with a high degree of availability, and Dankort fraud is low by international comparison. Danmarks Nationalbank has assessed Dankort against the standards for card payment schemes established by the European Central Bank, ECB. Danmarks Nationalbank's assessment contains recommendations to Nets A/S, which is the Dankort scheme owner.
One of Danmarks Nationalbank's recommendations to Nets A/S concerns more systematic knowledge management in relation to Dankort. Other recommendations are for Nets A/S' risk analyses of the Dankort IT platform to be expanded to include a risk assessment of the other relevant aspects of Dankort, and for strengthening the framework for decision-making and communication as regards Dankort.
Dankort is the Danes' preferred payment solution, so a secure and well-functioning Dankort is important. Dankort payments accounted for around 60 per cent of retail turnover in 2016, while cash and other payment cards made up the rest.
One of Danmarks Nationalbank's tasks is continuous oversight to ensure safe and efficient settlement of payments in Denmark. Dankort is one of the solutions subject to this oversight.
Read the full Dankort assessment report at Danmarks Nationalbank's website.
Enquiries can be directed to Ole Mikkelsen on tel. +45 3363 6027.