Analyses focus on current issues of particular relevance to Danmarks Nationalbank’s objectives. The analyses may also contain Danmarks Nationalbank’s recommendations. They include our projections for the Danish economy and our assessment of financial stability. Analyses are targeted at people with a broad interest in economic and financial matters.

Payments
No. 24

Resilient payments in Denmark

Payments in Denmark are secure and efficient, but situations may still arise when one or more payment solutions suffers an outage. In such cases, Danmarks Nationalbank has prepared a number of recommendations that enable citizens and merchants to help maintain payments in cases where it is not possible to pay as usual – whether for a short or extended period. The recommendations are generally about being prepared, having concrete plans and using and receiving several different payment solutions. This helps ensure that payment can be made under a wide range of circumstances. It is important that citizens and merchants are prepared, to help reduce inconvenience and to increase the resilience of payments in Denmark.



Key messages

Why is it important?

One of Danmarks Nationalbank's most important tasks is to help ensure that payments can be made safely and efficiently. The payment infrastructure in Denmark is secure, efficient and stable, but digital payment system disruptions can occur for both short and longer periods of time. Both citizens and merchants have an important role to play in ensuring that payments can still be made in such situations to limit inconvenience and strengthen the resilience of society in the event of protracted national events.