Economic Memo provides insight into the analysis work being performed by Danmarks Nationalbank’s employees. For example, Economic Memo contains background analyses and method descriptions. The series is primarily targeted at people who already have knowledge of economic and financial analyses.

Financial stability and financial risks

AI and machine learning in the financial sector: Five focus points

Artificial intelligence (AI) can improve the resiliency of both individual financial institutions and the financial sector as a whole. Yet, its users must balance benefits and risks of these technologies. This paper illustrates five focus points which financial institutions should consider when moving from traditional models to complex AI systems.