Economic Memo provides insight into the analysis work being performed by Danmarks Nationalbank’s employees. For example, Economic Memo contains background analyses and method descriptions. The series is primarily targeted at people who already have knowledge of economic and financial analyses.

Financial stability and financial risks
No. 4

Homeowners’ budgets and debt servicing capacity projections

By 2023, because of inflation and rising interest rates the monthly budget of an additional 3.4 percent of homeowners would be insufficient to obtain their current loans from a Danish credit institute. Further, in case of unemployment the budget of 3 out of 4 affected households would be severely impacted despite insurance and spousal income.