Digitalisation

Staff Papers are analyses, method descriptions and other professional contributions prepared by employees of Danmarks Nationalbank. Staff Papers are approved by the relevant Head of Department. The content expresses only the authors' own conclusions and should not be construed as an expression of Danmarks Nationalbank's opinion.

Digitalisation
No. 3

Citizens’ exposure to crypto-assets remains low

Only 4 per cent of citizens in Denmark own crypto-assets, and the vast majority have holdings of less than DKK 10,000. This finding is in line with Danmarks Nationalbank’s 2023 survey, indicating only limited changes in citizens’ direct ownership of crypto-assets. However, citizens’ holdings of securities linked to crypto-assets have increased since 2023. The value of these investments is still lower than the value of direct crypto-asset holdings. The overall exposure to crypto-assets among citizens in Denmark in 2025 therefore remains limited and does not pose a significant risk to financial stability in Denmark.



Staff Papers are analyses, method descriptions and other professional contributions prepared by employees of Danmarks Nationalbank. The content reflects solely the authors' own conclusions and should not be interpreted as representing the views of Danmarks Nationalbank.