The report presents the conclusions of Danmarks Nationalbank’s oversight of the Danish payments infrastructure in 2022. The core payment and settlement systems as well as the key payment solutions comply with international safety and efficiency standards to a high degree. Continuous action is taken to counter the cyber threat, but it is not possible to implement safeguards that provide full protection against the most sophisticated attacks. It is therefore important to continue the work with crisis management planning and the ability to handle serious cyber incidents.