​Economist
Economics and Monetary Policy
Fields of Interest: Consumption and Savings, Applied Econometrics
hya@nationalbanken.dk

Professional Experience
Economist, Macroeconomics Analysis, Economics and Monetary Policy, 2018-
Economist, Department of Economic Policy, Ministry of Finance, Denmark, 2013-2014

Education
Ph.D. Economics, Copenhagen Business School, 2018
Ph.D Fellow, Research Department, Danmarks Nationalbank, 2014-2018
Visiting Ph.D. Fellow, Institute for Fiscal Studies, London, 2017
M.Sc. Economics, University of Copenhagen, 2013
B.Sc. Economics, University of Southern Denmark, 2010

Publications
'Do Tax Incentives for Saving in Pension Accounts Cause Debt Accumulation? Evidence from Danish Register Data', European Economic Review, 106, pp. 35-53, 2018

Work in Progress
'Housing wealth effects and mortgage borrowing: The effect of subjective unanticipated home price changes on home equity extraction', with Søren Leth-Petersen

'The effects of tax penalties on early withdrawals from pension accounts: Evidence from Danish register data'

'Active-passive behavior', with Søren Leth-Petersen

'Price of mortgages and borrowing decisions', with Simon Juul Hviid

'Wealth, debt and macroeconomic stability', with Niels Lynggård Hansen and Andreas Kuchler

'Wealth effects and retirement decisions', with Comac O'dea

Selected Danmarks Nationalbank Publications
'Impacts of 2016 guidelines on mortgaging of homes', with Christian Sinding Bentzen and Simon Juul Hviid, Danmarks Nationalbank Analysis, no. 18/2018