The lending survey is carried out as a questionnaire survey, in which credit managers of the participating institutions state changes in supply of and demand for lending as well as conditions for loans in the last quarter and expected changes for the coming quarter. The results contribute to a better understanding of the Danish credit market, e.g. by following changes in the institutes' credit policies and the reasons behind.
The survey supplements the existing quantitative statistics on the MFI sector's lending and interest rates.
The survey comprises the largest banks, i.e. groups 1 and 2 of the Danish Financial Supervisory Authority, as well as mortgage credit institutions and branches of foreign credit institutions with significant private and corporate lending. The population is adjusted once a year prior to the survey for 2nd quarter.