Fewer new risky mortgage loans

Banking and mortgage lending, balances, November 2018.
Published 21 December 2018
In recent years, the proportion of fixed-rate mortgage loans and loans with instalments have increased whereas the proportion of loans with variable interest rate and without instalments has decreased. This also applies in 2018 where the development has been further supported by new guidelines from the Danish Ministry of Industry, Business and Financial Affairs as of 1 January 2018.