Statistical news focuses on the latest figures and trends in Danmarks Nationalbank’s statistics. Statistical news is targeted at people who want quick insight into current financial data.

Large geographical difference in interest-only

For the first time in several years, there was a significant increase in Danes' mortgage debt without instalments in 2020. However, the propagation of interest-only is very different from municipality to municipality: For example, at the end of the year, the share of the total interest-only mortgage debt was just 18 per cent in Lolland Municipality against as much as 69 per cent in Gentofte Municipality. Mortgage debt without instalments is most widespread in and around large towns and in North Zealand, while the southern and western municipalities, in particular, have a lesser degree of mortgage debt without instalments.