In Danmarks Nationalbank’s lending survey, 8 of the credit managers in the 16 surveyed large and medium-sized banks say that they have tightened their credit standards for private customers in the 3rd quarter of 2022. The tightening must be seen in light of the fact that 5 out of the 8 banks also tightened their credit standards in the 2nd quarter. The majority of the surveyed banks also expect to tighten the credit standards in the 4th quarter.