<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<MIKI language="english" version="1" submissionType="normal">
	<masterdata idno="80000003" refperio="202643">
		<kontaktpersoner>
			<person fuldtnavn="Test" tlf="12345678" email="test@test.dk"/>
		</kontaktpersoner>
	</masterdata>
	<Modpart>
		<Counterparty>
			<data CounterpartyID="Husholdningskunde nr 1" NationalID="0101011111" IDType="1" Name="x" Country="DK" InstitutionalSector="1430" MFI3Branche="YZZ" FTBranche="1400" Group="N" DebtFactor="1.55" DebtFactorYear="2018" Income="100" IncomeYear="2018" RiskClassification="3" NumberAdultsHousehold="1" NumberChildrenHousehold="0" NumberAdultsChildrenHouseholdYear="2018" AmountAvailableTraditionalFinancing="50" AmountAvailableTraditionalFinancingYear="2018" AmountAvailableActualFinancing="50" AmountAvailableActualFinancingYear="2018" Wealth="200" WealthYear="2018"/>
			<data CounterpartyID="Husholdningskunde nr 2" NationalID="0202022222" IDType="1" Name="y" Country="DK" InstitutionalSector="1430" MFI3Branche="YZZ" FTBranche="1400" Group="N" DebtFactor="6.55" DebtFactorYear="2017" Income="200" IncomeYear="2017" RiskClassification="2a" NumberAdultsHousehold="1" NumberChildrenHousehold="0" NumberAdultsChildrenHouseholdYear="2017" AmountAvailableTraditionalFinancing="100" AmountAvailableTraditionalFinancingYear="2017" AmountAvailableActualFinancing="100" AmountAvailableActualFinancingYear="2017" Wealth="400" WealthYear="2017"/>
			<data CounterpartyID="Husholdningskunde nr 3" NationalID="0303033333" IDType="1" Name="z" Country="DK" InstitutionalSector="1430" MFI3Branche="YZZ" FTBranche="1400" Group="N" DebtFactor="7.66" DebtFactorYear="2016" Income="300" IncomeYear="2016" RiskClassification="1" NumberAdultsHousehold="1" NumberChildrenHousehold="0" NumberAdultsChildrenHouseholdYear="2016" AmountAvailableTraditionalFinancing="150" AmountAvailableTraditionalFinancingYear="2016" AmountAvailableActualFinancing="150" AmountAvailableActualFinancingYear="2016" Wealth="600" WealthYear="2016"/>
			<data CounterpartyID="Indberetter nr 1" LEI="LEIKODE1" NationalID="11111111" IDType="DK_CVR_CD" IdDescription="xx" Country="DK" InstitutionalSector="1221" MFI3Branche="K01" AccountingStandard="2"/>
		</Counterparty>
	</Modpart>
	<Instrument>
		<Instrument>
			<data ContractID="Kontrakt1" InstrumentID="Instrument1" InstrumentType="1004" AmortisationType="1" Currency="DKK" FiduciaryInstrument="2" InceptionDate="2004-08-24" InterestRateCap="5.5555" InterestRateCapExpiryDate="2024-12-31" InterestRateFloor="0.1234" InterestRateResetFrequency="12" InterestRateSpread="0.1234" CommitmentAmountInception="100000" ProjectFinanceLoan="2" Purpose="F" ReferenceRate="999" SettlementDate="2004-08-24" FairValueChanges="0" PaymentFreeStartDate="2024-01-01" PaymentFreeEndDate="2024-05-01" PaymentFreeRemainPeriod="10" ShareInterestadjustment="100" FlexibleLoanPeriode="2"/>
			<data ContractID="Kontrakt2" InstrumentID="Instrument2" InstrumentType="1004" AmortisationType="1" Currency="DKK" FiduciaryInstrument="2" InceptionDate="2007-12-27" InterestRateCap="6.6666" InterestRateCapExpiryDate="2024-12-31" InterestRateFloor="2.1234" InterestRateResetFrequency="24" InterestRateSpread="2.1234" CommitmentAmountInception="100000" ProjectFinanceLoan="2" Purpose="F" ReferenceRate="999" SettlementDate="2007-12-27" FairValueChanges="10" PaymentFreeStartDate="2024-01-01" PaymentFreeEndDate="2024-05-01" PaymentFreeRemainPeriod="10" ShareInterestadjustment="50" FlexibleLoanPeriode="2"/>
			<data ContractID="Kontrakt7" InstrumentID="Instrument7" InstrumentType="1004" AmortisationType="1" Currency="EUR" FiduciaryInstrument="2" InceptionDate="2004-08-24" MaturityDate="2024-12-31" CommitmentAmountInception="100000000" ProjectFinanceLoan="2" Purpose="F" ReferenceRate="999" SettlementDate="2004-08-24" FairValueChanges="10" ShareInterestadjustment="0" FlexibleLoanPeriode="2"/>
			<data ContractID="Kontrakt8" InstrumentID="Instrument8" InstrumentType="DKIND2001" Currency="EUR" MaturityDateFixationPeriod="2024-12-31"/>
			<data ContractID="Kontrakt13" InstrumentID="Instrument13" InstrumentType="DKIND2002" Currency="USD"/>
			<data ContractID="Kontrakt18" InstrumentID="Instrument18" InstrumentType="DKIND2003" Currency="SEK" SpecialDeposits="1" PoolingScheme="1"/>
			<data ContractID="Kontrakt19" InstrumentID="Instrument19" InstrumentType="DKIND2004" Currency="SEK" MaturityDateFixationPeriod="2024-12-31"/>
			<data ContractID="Kontrakt24" InstrumentID="Instrument24" InstrumentType="DKGAR3001" Currency="NOK" InceptionDate="2023-01-01" MaturityDate="2024-12-31" CommitmentAmountInception="1000000"/>
			<data ContractID="Kontrakt25" InstrumentID="Instrument25" InstrumentType="DKGAR3002" Currency="NOK" InceptionDate="2023-01-01" MaturityDate="2024-12-31" CommitmentAmountInception="1000000"/>
			<data ContractID="Kontrakt26" InstrumentID="Instrument26" InstrumentType="DKGAR3003" Currency="NOK" InceptionDate="2023-01-01" MaturityDate="2024-12-31" CommitmentAmountInception="1000000"/>
		</Instrument>
	</Instrument>
	<FinansielleData>
		<FinancialData>
			<data ContractID="Kontrakt1" InstrumentID="Instrument1" InterestRate="0.0123" NextInterestRateResetDate="2024-01-01" TransferredAmount="0" Arrears="1000" PastDueDate="2023-10-12" SecuritisationType="7" OutstandingAmount="931045" AccruedInterest="91" RepaymentAmount="5534"/>
			<data ContractID="Kontrakt2" InstrumentID="Instrument2" InterestRate="4.4444" TransferredAmount="0" Arrears="0" SecuritisationType="6" OutstandingAmount="103136" AccruedInterest="457" OffbalanceSheetAmount="100" RepaymentAmount="2452" ExtraRepaymentAmount="100"/>
			<data ContractID="Kontrakt7" InstrumentID="Instrument7" InterestRate="6.6666" TransferredAmount="0" Arrears="0" SecuritisationType="7" OutstandingAmount="1365900" AccruedInterest="383" LendingMargin="1.2564" AccruedMargin="100" WeightedRateBond="99.1234" RepaymentAmount="5604" RepaymentBondAmount="100"/>
			<data ContractID="Kontrakt8" InstrumentID="Instrument8" NominalInterestRateDeposits="2.2222" AccruedInterestDeposits="2222" OutstandingAmountDeposits="1000000"/>
			<data ContractID="Kontrakt13" InstrumentID="Instrument13" NominalInterestRateDeposits="1.1111" AccruedInterestDeposits="1111" OutstandingAmountDeposits="1000000"/>
			<data ContractID="Kontrakt18" InstrumentID="Instrument18" OutstandingAmountDeposits="1000000"/>
			<data ContractID="Kontrakt19" InstrumentID="Instrument19" NominalInterestRateDeposits="0.1111" AccruedInterestDeposits="111" OutstandingAmountDeposits="1000000"/>
		</FinancialData>
	</FinansielleData>
	<ModpartInstrument>
		<CounterpartyInstrument>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt1" InstrumentID="Instrument1" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt1" InstrumentID="Instrument1" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt1" InstrumentID="Instrument1" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 2" ContractID="Kontrakt1" InstrumentID="Instrument1" CounterpartyRole="2"/>
			<data CounterpartyID="Husholdningskunde nr 2" ContractID="Kontrakt2" InstrumentID="Instrument2" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt2" InstrumentID="Instrument2" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt2" InstrumentID="Instrument2" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt7" InstrumentID="Instrument7" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt7" InstrumentID="Instrument7" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt7" InstrumentID="Instrument7" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 2" ContractID="Kontrakt8" InstrumentID="Instrument8" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt8" InstrumentID="Instrument8" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt8" InstrumentID="Instrument8" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt13" InstrumentID="Instrument13" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt13" InstrumentID="Instrument13" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt13" InstrumentID="Instrument13" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt18" InstrumentID="Instrument18" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt18" InstrumentID="Instrument18" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt18" InstrumentID="Instrument18" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt19" InstrumentID="Instrument19" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt19" InstrumentID="Instrument19" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt19" InstrumentID="Instrument19" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt24" InstrumentID="Instrument24" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt24" InstrumentID="Instrument24" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt24" InstrumentID="Instrument24" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 2" ContractID="Kontrakt25" InstrumentID="Instrument25" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt25" InstrumentID="Instrument25" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt25" InstrumentID="Instrument25" CounterpartyRole="7"/>
			<data CounterpartyID="Husholdningskunde nr 3" ContractID="Kontrakt26" InstrumentID="Instrument26" CounterpartyRole="2"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt26" InstrumentID="Instrument26" CounterpartyRole="1"/>
			<data CounterpartyID="Indberetter nr 1" ContractID="Kontrakt26" InstrumentID="Instrument26" CounterpartyRole="7"/>
		</CounterpartyInstrument>
	</ModpartInstrument>
	<Haeftelse>
		<JointLiabilitiesData>
			<data CounterpartyID="Husholdningskunde nr 1" ContractID="Kontrakt1" InstrumentID="Instrument1" JointLiabilityAmount="50000"/>
			<data CounterpartyID="Husholdningskunde nr 2" ContractID="Kontrakt1" InstrumentID="Instrument1" JointLiabilityAmount="50000"/>
		</JointLiabilitiesData>
	</Haeftelse>
	<Regnskabsdata>
		<AccountingData>
			<data ContractID="Kontrakt1" InstrumentID="Instrument1" AccountingClassification="9" BalanceSheetRecognition="1" AccumulatedWriteoffs="2" AccumulatedImpairmentAmount="2" ImpairmentType="23" ImpairmentAssessmentMethod="1" EncumbranceSources="13" PerformingStatus="1" PerformingStatusDate="2018-07-15" ProvisionsOffbalanceSheetExposures="50" ForbearanceRenegotiationStatus="8" ForbearanceRenegotiationDate="2018-07-15" CumulativeRecoveriesSinceDefault="50" CarryingAmount="1914234"/>
			<data ContractID="Kontrakt2" InstrumentID="Instrument2" AccountingClassification="10" BalanceSheetRecognition="1" AccumulatedWriteoffs="0" AccumulatedImpairmentAmount="0" ImpairmentType="23" ImpairmentAssessmentMethod="99" EncumbranceSources="13" PerformingStatus="1" PerformingStatusDate="2017-12-27" ForbearanceRenegotiationStatus="8" ForbearanceRenegotiationDate="2017-12-27" CarryingAmount="224440"/>
			<data ContractID="Kontrakt7" InstrumentID="Instrument7" AccountingClassification="8" BalanceSheetRecognition="1" AccumulatedWriteoffs="0" AccumulatedImpairmentAmount="0" ImpairmentType="23" ImpairmentAssessmentMethod="99" EncumbranceSources="10" PerformingStatus="1" PerformingStatusDate="2018-04-24" ForbearanceRenegotiationStatus="8" ForbearanceRenegotiationDate="2018-04-24" CarryingAmount="1961263"/>
			<data ContractID="Kontrakt24" InstrumentID="Instrument24" ImpairmentType="23" ImpairmentAssessmentMethod="99" ProvisionsOffbalanceSheetExposures="50" LifetimePDIFRS="0.1111" ExpectedMaturityLifetimePDIFRS="24" LGDIFRS="0.1111"/>
			<data ContractID="Kontrakt25" InstrumentID="Instrument25" ImpairmentType="23" ImpairmentAssessmentMethod="99" ProvisionsOffbalanceSheetExposures="100" LifetimePDIFRS="0.0555" ExpectedMaturityLifetimePDIFRS="12" LGDIFRS="0.0555"/>
			<data ContractID="Kontrakt26" InstrumentID="Instrument26" ImpairmentType="23" ImpairmentAssessmentMethod="99" ProvisionsOffbalanceSheetExposures="150" LifetimePDIFRS="0.2222" ExpectedMaturityLifetimePDIFRS="6" LGDIFRS="0.2222"/>
		</AccountingData>
	</Regnskabsdata>
	<Pant>
		<Protection>
			<data ProtectionID="Pant1" ProtectionType="8" ProtectionValue="100" ProtectionValueType="1" ProtectionValueDate="2024-01-01" ProtectionValuationApproach="1" ProtectionMaturityDate="2024-12-31" OriginalProtectionValue="50" OriginalProtectionValueDate="2023-01-01" RealEstateCategori="1" AssetNumber="Ejendom1" BFE-number="1234567899" Country="DK" AreaCode="2730" City="Herlev" ExpectedValueProperty="100" ExpectedValueAgreement="50"/>
			<data ProtectionID="Pant2" ProtectionType="12" ProtectionValue="200" ProtectionValueType="2" ProtectionValueDate="2024-01-01" ProtectionValuationApproach="2" ProtectionMaturityDate="2024-12-31" OriginalProtectionValue="100" OriginalProtectionValueDate="2023-01-01" AssetNumber="ISINKODE1"/>
			<data ProtectionID="Pant3" ProtectionType="18" ProtectionValue="300" ProtectionValueType="3" ProtectionValueDate="2024-01-01" ProtectionValuationApproach="3" ProtectionMaturityDate="2024-12-31" OriginalProtectionValue="150" OriginalProtectionValueDate="2023-01-01"/>
		</Protection>
	</Pant>
	<InstrumentPant>
		<InstrumentProtection>
			<data ContractID="Kontrakt1" InstrumentID="Instrument1" ProtectionID="Pant1" ProtectionAllocatedValue="100" ThirdPartyPriorityClaims="10" IndicationGeneralProtection="1"/>
			<data ContractID="Kontrakt2" InstrumentID="Instrument2" ProtectionID="Pant2" ProtectionAllocatedValue="200" ThirdPartyPriorityClaims="20" IndicationGeneralProtection="1"/>
			<data ContractID="Kontrakt7" InstrumentID="Instrument7" ProtectionID="Pant3" ProtectionAllocatedValue="300" ThirdPartyPriorityClaims="30" IndicationGeneralProtection="2"/>
		</InstrumentProtection>
	</InstrumentPant>
	<Risikodata>
		<CounterpartyRiskData>
			<data CounterpartyID="Husholdningskunde nr 1" ProbabilityOfDefault="0.0957"/>
			<data CounterpartyID="Husholdningskunde nr 2" PD12MonthIFRS="0.4696"/>
			<data CounterpartyID="Husholdningskunde nr 3" ProbabilityOfDefault="0.1551"/>
		</CounterpartyRiskData>
	</Risikodata>
	<Misligeholdelse>
		<CounterpartyDefaultData>
			<data CounterpartyID="Husholdningskunde nr 1" DefaultStatus="1" DefaultStatusDate="2024-06-01"/>
			<data CounterpartyID="Husholdningskunde nr 2" DefaultStatus="2" DefaultStatusDate="2024-06-01"/>
			<data CounterpartyID="Husholdningskunde nr 3" DefaultStatus="2" DefaultStatusDate="2024-06-01"/>
		</CounterpartyDefaultData>
	</Misligeholdelse>
	<ModpartPant>
		<Counterprotection>
			<data CounterpartyID="Husholdningskunde nr 1" ProtectionID="Pant1"/>
			<data CounterpartyID="Husholdningskunde nr 2" ProtectionID="Pant2"/>
			<data CounterpartyID="Husholdningskunde nr 3" ProtectionID="Pant3"/>
		</Counterprotection>
	</ModpartPant>
	<Kontrakt>
		<Contract>
			<data ContractID="Kontrakt1" ContractType="DKKON4003" Currency="DKK" CommitmentOfferDate="2014-08-24" ContractAmount="1000000" OffbalanceSheetAmountContract="68955"/>
		</Contract>
	</Kontrakt>
</MIKI>