Statistical news focuses on the latest figures and trends in Danmarks Nationalbank’s statistics. Statistical news is targeted at people who want quick insight into current financial data.
Danes’ housing debt is increasing in both banks and mortgage credit institutions
Household mortgage debt and housing debt in banks increased by kr. 39.2 billion in the first five months of 2026, reaching a total of kr. 2,076 billion. Mortgage debt, which accounts for the largest share of household housing finance, increased by kr. 31 billion (1.8 per cent). At the same time, housing debt in banks rose by kr. 8.1 billion (2.6 per cent). The increase in bank debt is largely driven by mortgage-like bank loans (prioritetslån), which have become more widely used in Danish housing finance in recent years. Mortgage-like bank loans are similar to mortgage loans in many respects, but differ, among other things, in that pricing to a greater extent depends on individual customer characteristics.
Households have housing debt of kr. 2,076 billion
Note:
The figure shows outstanding housing-related debt (nominal value) at the end of the reference period for households (sector 1430) resident in Denmark. For more information about mortgage-like bank loans see Danmarks Nationlbank’s analysis here. The discrepancy between the total change and the sum of the changes in mortgage and bank debt, respectively, is due to rounding.